Divine Homes

     Lahug Cebu City

Divine Homes Lahug, Divine Homes Lahug Cebu City, House and lot in lahug,Cebu ,For sale,House and lot in lahug,Divine Homes lahug  Cebu City Philippines

Divine Homes Lahug Cebu City, Cebu -  An affordable House and lot soon to rise a. All units are TownHouse with balcony 4 bedrooms and 3 toilet & bath.
4 Bedrooms
3 Toilet and Bath
2 Car Garage

Prince Range : P 2.2M - P 3.4M

 
 
   

PAG-IBIG FINANCING SAMPLE COMPUTATION
DP% 30/70

Selling Price                     P 3,190,000.00
Estimated Equity @ 70%      2,233,000.00
Estimated Equity @ 30%         957,000.00
Less: Reservation Fee               20,000.00
Net Equity                             937,000.00
Add: Miscellaneous Fee           271,150.00
Total Cash Required             1,208,150.00

MONTHLY AMORTIZATION        106,679.17
(12) Months to PAY - 0% INTEREST
Estimated Monthly Amortization For:

     5   yrs. P 49,109.50
     10 yrs.    31,394.95
     15 yrs.    26,085.68
     20 yrs.    23,813.38
     25 yrs.    22,697.75
     30 yrs.    22,113.20

BANK FINANCING SAMPLE COMPUTATION
DP% 20/80

Selling Price                           P 3,190,000.00
Estimated Equity @ 80%            2,552,000.00
Estimates Equity @ 20%               638,000.00
Less: Reservation Fee                     20,000.00
Net Equity                                   618,000.00
Add: Miscellaneous Fee                 271,150.00
Total Cash Required                      889,150.00

Monthly Amortization
(12) Months to Pay - 0% Interest P 74,096.00

Estimated Monthly Amortization
Factor rates:

              0.020516531      5yrs    52,358.19
                 0.012398568  10 yrs    31,641.14
                 0.009847395  15 yrs    25,130.55
                 0.00867823    20 yrs    22,146.84

 

PAYMENT TERMS
RESERATION FEE: P 20,000.00
PAG-IBIG FINANCING
30% of EQUITTY divided 12 months
70% Balance thru Pag-ibig Financing
BANK FINANCING
20% Equity divided 12 months
80% Bank Balance thru Bank Financing
SPOT CASH
10% DISCOUNT from the Selling Price
SPOT DOWNPAYMENT
5% DISCOUNT from the Down Payment

 
 
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